Are You Covered? Don't Bet On IT!

Do you do any type of lecture demonstrations in your practice? Do you visit social service organizations, civic groups, church associations and the like and sometimes "do a little demonstration" of your work as a therapist, or even of simple suggestions and susceptibility?

If you do, then your current insurance may NOT cover you while you are doing it!

Malpractice coverage, as is usually written in the United States, covers what goes on in your office or in another clinical setting, as defined in the policy. Most policies either do not state, clearly, whether demonstrations of an educational form are covered or they actually EXCLUDE such things, very specifically, including ANY demonstrations done on stage for an audience for entertainment purposes.

This means that, if you do any demonstration of hypnosis with a member of the general public that is not part of an actual consultation that the client has come to you to get, you may NOT be covered by your insurance!

Always read your policy, carefully, obviously, to determine any exclusions or limitations in coverage that it may contain and call your insurance carrier and ask if you don't understand anything contained within the policy.

For anyone who does do lecture demonstrations - and this could include classes and demonstrations/workshops at conventions, I would strongly recommend that you review your coverage and, if there IS an exclusion for demonstrations, GET A POLICY THAT WILL COVER YOU!

Justin James, along with myself and others, has been leading the charge to make sure that hypnotists who do demonstration work will have affordable coverage available to them, which is now available. There are other sources out there as well.

Do the homework, read your policy, make SURE you are covered and, if you aren't GET COVERED.

All it takes is one slip-and-fall or one volunteer who abreacts to cost you everything you own.

Lee Darrow, C.H.
www.stagehypnosissafetyclass.com
(this is not a solicitation for the sale of any insurance product or service - no agent will call on you)