Malpractice Insurance

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Permalink Reply by Fable Goodman on June 6, 2011 at 2:27pm

I would shop around for a better deal, but not drop insurance, unless you are also going to drop practicing.

 

Anyone who practices without appropriate insurance, is tempting fate.

 

Love and hugs,

 

Fable

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Permalink Reply by Michele Merrick on June 6, 2011 at 2:31pm

Thank you Fable, I knew in my rational mind that was the correct answer . Do you have a name of an insurance carrier by chance that you would refer me to?

Fable Goodman said:

I would shop around for a better deal, but not drop insurance, unless you are also going to drop practicing.

 

Anyone who practices without appropriate insurance, is tempting fate.

 

Love and hugs,

 

Fable

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Permalink Reply by Dennis Atkinson on June 6, 2011 at 3:04pm

You can always look at an umbrella policy, but it may not cover acts of employment.  

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Permalink Reply by Fiona on June 6, 2011 at 3:08pm

Dear Michelle,

After much extensive searching (nothing seemed to cover Hong Kong, where I am based), I found Nacora. All seems okay, so far, so good. Might be worth checking them out:

http://www.nacora.com/index.php?id=577

I hope this does not constitute advertising...I am not involved with them in any way except as a customer.

Regards,

Fiona

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Permalink Reply by Richard Clark MFT on June 6, 2011 at 3:56pm

Michele,
There is no such thing as malpractice insurance for hypnotherapists because there is no set scope of practice. Most carry liability insurance that I am convinced will not actually cover any area of practice and is no more than slip and fall protection. 

I see you are also an RN. You should have malpractice insurance for your nursing practice and that will likely cover you as well as any hypnosis liability policy. 

Please note that I am not an Insurance agent or attorney and my opinion on these issues is only worth the price I charged you (0.00)
Please consult appropriate legal representation in these matters. 

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Permalink Reply by Michele Merrick on June 6, 2011 at 4:38pm

Thanks Dennis,

Not familiar with umbrella policy but will google it to get more information. Michele
Dennis Atkinson said:

You can always look at an umbrella policy, but it may not cover acts of employment.  

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Permalink Reply by Michele Merrick on June 6, 2011 at 4:51pm

Thanks Richard, My nursing medical malpractice does not cover hypnotherapy. You're right, I used the incorrect insurance terminology. It's a mental health counselors professional liability insurance coverage that I have. However,it does not cover slip and fall . It has more to do with errors and omissions that occur in a practice. This particular carrier has several different groups in this professional liability category.

Richard Clark MFT said:

Michele,
There is no such thing as malpractice insurance for hypnotherapists because there is no set scope of practice. Most carry liability insurance that I am convinced will not actually cover any area of practice and is no more than slip and fall protection. 

I see you are also an RN. You should have malpractice insurance for your nursing practice and that will likely cover you as well as any hypnosis liability policy. 

Please note that I am not an Insurance agent or attorney and my opinion on these issues is only worth the price I charged you (0.00)
Please consult appropriate legal representation in these matters. 

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Permalink Reply by Michele Merrick on June 6, 2011 at 4:54pm

Thank you Fiona,

Fiona McKeand said:

Dear Michelle,

After much extensive searching (nothing seemed to cover Hong Kong, where I am based), I found Nacora. All seems okay, so far, so good. Might be worth checking them out:

http://www.nacora.com/index.php?id=577

I hope this does not constitute advertising...I am not involved with them in any way except as a customer.

Regards,

Fiona

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