Sharon Stidham CCH, HypnoCoach

This is the sixth of a series of eight articles I’ll be writing on the eight great money habits I encourage in my students and my clients.



Today’s thought is “Know Where Your Money is Going.”



I bring my mother up often when working on these articles. It’s amazing the amount of incredibly good advice she gave me, and I am not shy about crediting her with forging the basis of my personal approach to finance. I can’t honestly say that there weren’t times I thought she was… Continue

This is the fourth of a series of eight articles I’ll be writing on the eight great money habits I encourage in my students and my clients.



Today’s thought is “Understand Your Investments.”



A million years ago, it seems, I accepted my first professional position in the working world. Yes, I had worked full time to put myself through school, but this was, to my young mind, a much bigger thing. As I selected my benefits, I opted against participating in the company’s 401K. I… Continue

This is the third of a series of eight articles I’ll be writing on the eight great money habits I encourage in my students and my clients.



Today’s thought is “Buy Smart.”



I still remember the first time someone said “Work smarter, not harder” to me. I was at work, it was about 10:00 at night, and we were in the middle of the various day’s close procedures. You see, I financed my college education by working full-time while going to school full-time. Believe me, there were… Continue

This is the second of a series of eight articles I’ll be writing on the eight great money habits I encourage in my students and my clients.



Today’s thought is “Debt is Rarely Your Friend.”



There are times in your life when debt is a sign of strength, both personally and financially. The mortgage on your home is an excellent example – well, it’s an excellent example when that loan payment represents less than 32% of your gross income per month or no more than 24% of your… Continue

This is the first of a series of eight articles I’ll be writing on the eight great money habits I encourage in my students and my clients.



For the “Hitchhiker’s Guide to the Galaxy” fans out there, the reference is clear. For the rest of us, you’ll just have to accept that there’s a big smile on my face as I type.



The First Great Money Habit: DON’T PANIC!!



As you look at your finances in these stressful days, how are you feeling? Every time I pick up a… Continue